Replication Data: Regulatory Arbitrage or Random Errors? Race Prediction Algorithms in Fair Lending Analysis
Creators:
Sabrina Howell , Emmanuel Yimfor , Daniel Greenwald , Cangyuan Li
Publication Date:
22 April 2024
Data Category:
Dataset Description:
This dataset, hosted on Mendeley Data, contains the replication data for the study "Regulatory Arbitrage or Random Errors? Implications of Race Prediction Algorithms in Fair Lending Analysis" (Greenwald, Howell, Li & Yimfor, 2024, Journal of Financial Economics). It includes loan-level and demographic data used to examine how race prediction algorithms affect the detection of racial discrimination in lending, and whether their errors create systematic biases that enable regulatory arbitrage.
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