Credit access

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Loan Decisions and Outcomes in a Field Experiment on Credit Access

Creators: Gharad Bryan, London School of Economics; Dean Karlan, Northwestern University; Adam Osman, University of Illinois
Publication Date: 2024-05-24
Creators: Gharad Bryan, London School of Economics; Dean Karlan, Northwestern University; Adam Osman, University of Illinois

This dataset collection originates from a randomized field experiment studying loan access and repayment outcomes. It includes borrower-level survey data from multiple rounds (baseline, midline, and endline), treatment assignments, loan performance records, and a loan officer survey. The variables cover firm revenues, borrowing history, employment, predicted repayment outcomes, and treatment status. The datasets enable research on how credit access, predictive tools, and human decision-making interact in small business lending.

California Urban, Financial, and Geographic Information (1920–1940)

Creators: Sarah Quincy, Vanderbilt University
Publication Date: 2024-09-16
Creators: Sarah Quincy, Vanderbilt University

This collection compiles historical data on California cities spanning primarily 1920 to 1940, integrating demographic, geographic, economic, and financial information to support research on urban development, banking, and social inequality during the interwar period. It includes census-based city-level summaries from 1920, 1930, and 1940; GIS files mapping the presence or absence of Bank of America branches; historical banking records detailing branch openings, balance sheets, and building and loan associations; city-level housing and property value assessments; per capita income indicators; and geographic crosswalks linking census enumeration districts across time. Together, these data enable analyses of financial access, institutional expansion, and the effects of the Great Depression across diverse California communities.

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