HMDA

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Home Mortgage Disclosure Act (HMDA) Loan-Level Data

Creators: U.S. Consumer Financial Protection Bureau (CFPB)
Publication Date: 2026
Creators: U.S. Consumer Financial Protection Bureau (CFPB)

The Home Mortgage Disclosure Act (HMDA) requires most mortgage lenders in the United States to publicly report loan-level data on mortgage applications, originations, and denials. The dataset includes borrower demographics, loan characteristics, property location, and lender information, enabling analysis of lending patterns and potential disparities.

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