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Replication Data: Piercing through Opacity – Relationships and Credit Card Lending During Normal Times and COVID-19

Creators: Allen N. Berger, Christa H. S. Bouwman, Lars Norden, Raluca A. Roman, Gregory F. Udell, and Teng Wang
Publication Date: 2023-05-20
Creators: Allen N. Berger, Christa H. S. Bouwman, Lars Norden, Raluca A. Roman, Gregory F. Udell, and Teng Wang

This dataset, hosted on Harvard Dataverse, contains the replication data for the study “Piercing through Opacity: Relationships and Credit Card Lending to Consumers and Small Businesses during Normal Times and the COVID-19 Crisis” (Berger et al., 2024, Journal of Political Economy). It includes loan-level and relationship-level data used to examine how bank-borrower relationships affect credit card lending decisions for both consumers and small businesses, particularly during the COVID-19 crisis.

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